SOCIAL PORTRAIT OF A VICTIM OF FRAUD COMMITTED USING INFORMATION AND COMMUNICATION TECHNOLOGIES IN MODERN RUSSIA

Abstract

With the development of digital technologies, the number of facts of financial fraud committed using information and communication technologies or in the field of computer information has increased, the victims of which are mainly individuals. The mechanisms for committing such crimes are constantly being developed and improved. Therefore, even in conditions of constant informing citizens about the types of financial fraud and ways to prevent them, the number of crimes themselves and victims of cyber fraudsters, as well as the financial losses of victims, increase from year to year. In order to identify the social portrait of a typical victim of cyberbullying, the authors of this scientific article summarized and compared the results of research conducted by a number of government and commercial organizations over the past decade. The considered social criteria (age, gender, education, type of place of residence and income level) made it possible to create the most typical social portrait of a cybercriminal victim - a working woman aged 25 to 44 years old, with secondary education and average income, as well as living in a city. In addition, the authors conducted a sociological survey among students of the Northwestern Institute (branch) Kutafin University (MGUA), which confirmed the presence of a high level of risk of students falling under the influence of cyberbullies. Thus, more than 75% of the surveyed students were subjected to fraudulent activities in the current calendar year (January-April). Of these, more than 25% admitted that they themselves or their friends and relatives fell for the tricks of scammers and lost certain amounts of money. The material presented in the scientific article not only expands our knowledge of the mechanisms of fraud, but can also serve as a basis for the development of a wide range of preventive measures and educational programs aimed at protecting the population from the actions of financial criminals, developing skills to recognize potential threats and taking appropriate precautions.